Free US Financial Calculators

Fast, accurate, no sign-up. Updated for 2026.

Mortgage Calculator

Free US mortgage calculator: estimate your monthly payment, total interest, and full amortization schedule.

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Auto Loan Calculator

Free US auto loan calculator: estimate your monthly car payment, total interest, and total cost.

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Salary After Tax Calculator

Free US salary calculator: estimate federal, FICA, and state taxes and your monthly take-home pay.

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Paycheck Calculator

Free US paycheck calculator: estimate your federal, FICA, and state deductions and net pay per paycheck.

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Debt Payoff Calculator

Free US debt payoff calculator: see how long it takes to pay off credit card debt, total interest, and how extra payments speed things up.

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DTI Ratio Calculator

Free US debt-to-income (DTI) calculator: see your front-end and back-end ratios and whether you qualify for a mortgage.

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PMI Calculator

Free US PMI calculator: estimate your private mortgage insurance cost, when it cancels, and total PMI paid on a home loan.

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HELOC Calculator

Free US HELOC calculator: estimate your monthly home equity line of credit payment, interest-only vs amortized, and available equity.

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Refinance Calculator

Free US refinance calculator: compare your current vs new mortgage payment, monthly savings, break-even point, and total interest saved.

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Retirement Calculator

Free US retirement calculator: project your 401(k)/IRA balance at retirement and the monthly income it can produce.

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Tax Calculator

Free US income tax calculator: estimate federal, FICA, and state taxes plus your effective tax rate.

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Credit Card Payoff Calculator

Free US credit card payoff calculator: see how long minimum payments take vs a fixed payment, and the total interest each path costs.

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Child Support Calculator

Free US child support estimator: rough monthly support range based on income and number of children.

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Concrete Calculator

Free concrete calculator: cubic yards for a slab, 60lb/80lb bag counts, and material cost estimate for your project.

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TDEE Calculator

Free TDEE calculator: estimate your total daily energy expenditure, BMR, and calories for cutting, maintaining, or bulking.

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Water Intake Calculator

Free water intake calculator: how much water you should drink daily based on weight and exercise.

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Sleep Calculator

Free sleep calculator: the best bedtimes to wake up refreshed, based on 90-minute sleep cycles.

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Body Fat Calculator

Free body fat percentage calculator using the US Navy tape method.

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Paint Calculator

Free paint calculator: gallons of paint needed for a room and estimated cost.

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Mulch Calculator

Free mulch calculator: cubic yards of mulch for your beds, bag counts, and estimated cost.

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Salary Percentile Calculator

Free US salary percentile calculator: see what percentile your income ranks among full-time US earners.

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Home Affordability Calculator

Free home affordability calculator: how much house you can afford based on income, debt, down payment, and the 28/36 rule.

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GPA Calculator

Free GPA calculator: compute your grade point average on the 4.

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Due Date Calculator

Free pregnancy due date calculator: estimated due date from your last period using Naegele's rule, plus current gestational age and trimester.

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Final Grade Calculator

Free final grade calculator: the exam score you need to reach your target course grade, based on your current grade and exam weight.

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Why use our calculators?

Every calculator runs instantly in your browser — no page reloads, no sign-up, no data collected. Formulas use standard US amortization and 2025 federal tax brackets.

More tools coming soon

TDEE, water intake, body fat, sleep, paint, and mulch calculators are in the pipeline.